PNB Share Price Target 2025 To 2030- Market Overview, Current Chart

Punjab National Bank (PNB) is one of India’s oldest and most trusted public sector banks, established in 1894. It provides a wide range of banking and financial services, including savings and current accounts, loans, fixed deposits, and digital banking solutions. PNB Share Price on NSE as of 18 March 2025 is 88.95 INR.

PNB Share Price Chart

PNB Market Overview

• Open: 88.00
  
• High: 89.50
  
• Low: 87.65
  
• Previous Close: 87.47
  
• Volume: 15,996,521
  
• Value (Lacs): 14,228.91
  
• VWAP: 88.72
  
• UC Limit: 96.21
  
• LC Limit: 78.72
  
• 52 Week High: 142.90
  
• 52 Week Low: 85.46
  
• Mkt Cap (Rs. Cr.): 102,229
  
• Face Value: 2: 79,409

PNB Share Price Target 2025 To 2030

PNB Share Price Target 2025

PNB share price target 2025 Expected target could be ₹145. Several key factors are expected to influence Punjab National Bank’s (PNB) share price target for 2025:

1. Financial Performance: PNB’s net profit more than doubled in the December quarter, indicating improved profitability, which can enhance investor confidence and positively impact share prices.

2. Asset Quality Improvement: The bank’s gross non-performing asset (NPA) ratio improved to 4.09% from 4.48%, reflecting better asset quality. A lower NPA ratio suggests effective risk management, potentially leading to a more favorable share price.

3. Bad Loan Recoveries: PNB aims to recover ₹170 billion ($1.96 billion) in bad loans during the current financial year, with significant recoveries expected in the January-to-March quarter. Successful recoveries can boost profitability and investor sentiment.

4. Loan and Deposit Growth: The bank targets loan growth of 13%-14% and deposit growth of 12%-13% this fiscal year. Achieving these targets can enhance revenue streams and support share price appreciation.

5. Capital Raising Initiatives: Fundraising efforts are often viewed positively by investors, as they provide capital for future growth. PNB’s plans to raise funds could signal expansion strategies, potentially boosting share prices.

6. Analyst Price Targets: Analysts have set a median price target of ₹113 for PNB, with estimates ranging from ₹95 to ₹140. These targets, higher than the current market price, may influence investor expectations and trading behavior.

7. Intrinsic Value Assessment: The intrinsic value of PNB’s stock is estimated at ₹165.25, suggesting the stock is undervalued by approximately 46%. Recognition of this undervaluation could attract investors, potentially driving up the share price.

8. Economic Conditions: Rising inflation and foreign capital outflows have impacted Indian shares recently. Macroeconomic factors like these can affect PNB’s share price, as they influence overall market sentiment and financial stability.

PNB Share Price Target 2030

PNB share price target 2025 Expected target could be ₹290. Here are 8 key factors that can influence Punjab National Bank (PNB) share price target by 2030:

1. Long-Term Asset Quality Improvement – A continuous reduction in Non-Performing Assets (NPAs) and better risk management will enhance investor confidence and drive long-term growth.

2. Digital Transformation & Fintech Integration – The bank’s investment in digital banking, AI-driven financial services, and fintech collaborations can improve efficiency and customer reach.

3. Expansion of Loan Portfolio – Sustainable growth in retail, corporate, and MSME lending will play a crucial role in revenue expansion over the coming years.

4. Economic & Interest Rate Trends – Macroeconomic conditions, inflation rates, and RBI’s monetary policies will significantly impact PNB’s lending and deposit growth, influencing its share price.

5. Government & Regulatory Support – Being a government-backed bank, policies favoring public sector banks (PSBs), such as capital infusions and loan restructuring schemes, will aid PNB’s long-term stability.

6. Profitability & Capital Adequacy – Improved net profit margins, Return on Assets (ROA), and a strong capital adequacy ratio will be key indicators of financial health and growth potential.

7. Branch Network & Rural Banking Expansion – Growth in rural banking and financial inclusion initiatives will contribute to higher deposits and lending opportunities.

8. Foreign Investments & Global Market Trends – An increase in Foreign Institutional Investor (FII) participation and global economic stability will impact the stock’s performance positively.

PNB Shareholding Pattern

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